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Benchmark Chrysler Dodge Jeep Ram of Birmingham, Alabama - Finance and Leasing Department

Why finance or lease with Benchmark?

When financing a vehicle, there is more to consider than just the selling price of the automobile. The selling price is just one factor that determines how much you truly pay for a vehicle. What must also be considered when seeking the best deal is the annual percentage rate (APR) that you will be contracted to paying. The APR of a vehicle can have a tremendous impact on your monthly payment. For example, a car that is around $300.00 per month at 7.5% APR would have a monthly payment of more than $350.00 at 15%, which over 5 years would be the same as paying an extra $3,000.00 for that vehicle at the higher APR rate.

While your credit history largely determines the APR range which you will qualify, Benchmark Chrysler Dodge Jeep Ram works with multiple lenders (banks, credit unions, etc.) across the area and country to help find you the best rate available based on your credit qualifications. This means that we can often find a lender that can beat the rate your lender may be quoting you, and in many instances, we can even get a better rate from your bank than you can due to our higher volume of business with those lenders. The bottom line is that we will do everything we can to make sure you get the absolutely best APR and terms available based on your credit.

Benchmark Chrysler Dodge Jeep Ram can also assist you with additional protection and services including gap insurance (which protects you from the full balance of a lien versus the market value of the vehicle), extended service contracts (which provides you protection beyond the manufacturer’s warranty on a vehicle and covers the often unexpected cost of vehicle repairs), credit life insurance (which satisfies the lien balance in the event of the lienholder’s demise), and more.

Email or call us if you have any questions, or feel free to prequalify for financing by using our secure prequalification request form.

    PreQualify for financing with Benchmark Chrysler Dodge Jeep Ram using our convenient and secure online form.

    Send us an email with your financing questions.